Make Finance Fun; Not Fearful
Ok, definitely a stretch goal but why not try… isn’t it worth it for the sake of our financial health and happiness?
Indulge me for a moment…
Let’s dream about all of the things we love to do.
Hanging out with friends, playing sports, watching movies, travelling to far away places. My list could go on forever. Chances are, when we’re doing these things (whatever they are), we’re having a ball. When an activity is enjoyable, it’s more likely that we’ll be motivated to do it again and again!
Now, imagine telling your girlfriend that you spent the entire weekend working on your finances- she would probably feel sorry for you, not congratulate you! Even if it’s what you really needed.
Money (or lack thereof) is usually nobody’s favourite subject (OK, maybe mine). Hardly surprising when much of our money talk focuses around fear, not fun;
I’ll never be able to save enough for retirement…
I don’t know how or where to invest…
I’ve never been good with math or money…
My student loan is eating me alive…
When you’re afraid of something, it’s typical to want to escape (that’s what I do when I see a spider!). Much easier to ignore it rather than deal with it. Perhaps we’d all have more success improving our financial health if talking about money was popular and fun?
One of my favourite ads is for Lotto 649; when the parents surprise each of their three adult children with keys to beautiful, new lakefront cottages. That’s what dreams are made of! My bet is that Lotto 649 ticket sales soared after these ads were aired. Reality check; buying too many lottery tickets prevents financial well-being, not enhances it.
Wouldn’t it be better to inspire financial action rather than force it? How can we make it fun and cool to take care of our money?
Any subject can be made more exciting with the right message, approach, tools and timing. Yes, even personal finances. If you don’t believe me, here is an excellent article entitled 10 Ways To Make Financial Education Fun & Effective. While it outlines ways to make finances fun for kids, the same principles apply to adults. Have a look and see if these ideas could inspire you too? For me, FUN is always a much better motivator than FEAR!
Proud founder of this blog Let’s Talk About Money, Patricia Gass, CPA, CA, provides personal finance coaching and education to improve your money skills. Follow her on linkedin, twitter or pinterest.