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Pictures Paint A Thousand Words

August 20, 2014

Why is it so hard to save money?

It’s always easier to deal with today; what’s staring you in the face. When you’re immersed in the moment, nothing else should matter.

Problem is, tomorrow becomes today sooner than any of us dare to believe. I used to think that 50 was old- not anymore! Watching (and helping) my parents’ generation cope with life’s challenges is becoming more real to me each day. Looking back, I am grateful that I paid attention to my retirement savings in my twenties.


Saving money is like improving your health or managing your weight. So often, we know what to do but can’t bring ourselves to DO IT! Sadly, the longer we wait, the harder it is to get back on track. It’s far smarter (and easier) to lose 10 pounds today than 20 pounds in 6 months. And much smarter to stop smoking today than wait until cancer arrives tomorrow.

In order to live a great life, we need a balance between spending for today and saving for our future. It’s not easy to find the right balance, but it’s critical for ourselves and our loved ones.

Need a little inspiration to help you save more today?

When you think about your future, picture yourself, not just your bank balance. Seeing your future can help make retirement better.

Visualization is a great way to motivate immediate action. Why do you think pinterest has become so popular? Most people would prefer to look at beautiful pictures, not beautiful spreadsheets.

So, picture your life in 10, 20 or even 30 years. What will you be doing? Who will be with you? What will you look and feel like?

Interesting studies have found that people who saw themselves in the future (using ageing technology), saved more for retirement. For more information and insight, read this article from the Stanford Center on Longevity; Seeing Your Future Self Can Make Retirement Better

P.S.- My pinterest site is full of ideas to help you take better care of your money. Have a look, get more inspired and be smarter with money!


Proud founder of the blog Let’s Talk About Money, Patricia Gass, CPA, CA, provides personal finance coaching and education to help improve your money skills




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